Free Retirement Planning Tools

Run 2,000 Monte Carlo simulations against your actual numbers. Get a probability of success.

Model your path to financial independence with variable spending and Social Security timing.

Find out if your income triggers Medicare premium surcharges — and by how much.

See what one more year of work is actually worth — in dollars, compounded 20 years out.

Model how a small crypto allocation affects your retirement portfolio’s risk and return profile.