ACA Subsidy Cliff by State: A 2026 Breakdown of Insanity

Worried about healthcare? Me too. The specter of healthcare as retirement obstacle for us 50+ year old Americans is inconceivable. The fact that healthcare costs so much is inconceivable. As of Dec 31, 2025, the federal subsidies have lapsed without a plan, also inconceivable. Perhaps I should stop using that word. The Princess Bride was … Read more

Can I Retire at 62? You Can, But it’s Risky Business

Excerpt:
62 is the most popular retirement age in America — and the riskiest. Before you make this decision, here’s the math most retirement articles skip: Social Security timing, the healthcare gap, sequence of returns risk, and what one more year actually buys you. Run your own numbers with our free retirement probability simulator.