retirement

Can I Retire at 62? You Can, But it’s Risky Business

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Excerpt:
62 is the most popular retirement age in America — and the riskiest. Before you make this decision, here’s the math most retirement articles skip: Social Security timing, the healthcare gap, sequence of returns risk, and what one more year actually buys you. Run your own numbers with our free retirement probability simulator.

“How Much Do I Need to Retire?”

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The 25x rule gives you a number. But retirement planning has too many variables — Social Security, spending patterns, taxes, healthcare, timeline — for any single multiplier to capture.
Here’s why the retirement question you should be asking isn’t “how much do I need?” but rather: “what’s my probability of success?