“Life Moves Pretty Fast”: the Retirement Smile

“Life moves pretty fast. If you don’t stop and look around once in a while, you could miss it.” — Ferris Bueller, 1986 Ferris Bueller understood something that most retirement planners don’t. In this choice movie, Ferris Bueller’s Day Off, all of the adults thought Ferris was reckless, and irresponsible. But Ferris understood at seventeen … Read more

What is a DIY Retiree?

Your Yellow Brick Road to Retirement The moment you receive your first paycheck you’ve started along that yellow brick road toward the retirement. That was so many years ago for some of us, we may have forgotten this, but retirement represents the destination many of us are trying to get to: living independent of the … Read more

Can I Retire at 62? You Can, But it’s Risky Business

Excerpt:
62 is the most popular retirement age in America — and the riskiest. Before you make this decision, here’s the math most retirement articles skip: Social Security timing, the healthcare gap, sequence of returns risk, and what one more year actually buys you. Run your own numbers with our free retirement probability simulator.

“How Much Do I Need to Retire?”

The 25x rule gives you a number. But retirement planning has too many variables — Social Security, spending patterns, taxes, healthcare, timeline — for any single multiplier to capture.
Here’s why the retirement question you should be asking isn’t “how much do I need?” but rather: “what’s my probability of success?