withdrawal strategy

“Life Moves Pretty Fast”: the Retirement Smile

by

“Life moves pretty fast. If you don’t stop and look around once in a while, you could miss it.” — Ferris Bueller, 1986 Ferris Bueller understood something that most retirement planners don’t. In this choice movie, Ferris Bueller’s Day Off, all of the adults thought Ferris was reckless, and irresponsible. But Ferris understood at seventeen … Read more

“How Much Do I Need to Retire?”

by

The 25x rule gives you a number. But retirement planning has too many variables — Social Security, spending patterns, taxes, healthcare, timeline — for any single multiplier to capture.
Here’s why the retirement question you should be asking isn’t “how much do I need?” but rather: “what’s my probability of success?